Property Practice
Property Practice Attorneys
The attorneys that comprise the Property Practice Group have represented both personal and commercial line carriers, provide legal support throughout the claims investigation process, and serve as defense counsel in state and federal litigation.
We cover the entire spectrum of first-party practice, including the investigation of suspicious claims such as arson, inflated contents or loss of business claims, defending allegations of breach of contract, responding to Consumer Complaints and Civil Remedy Notices of Insurer Violation filed with the Department of Financial Services. In representing these clients, our firm has dealt extensively with issues such as third-party liability claims, hurricane damage, sinkhole, arson and fraud investigation, coverage, regulations regarding the claims handling process and allegations of bad faith.
Our attorneys have served as lead counsel on hundreds of cases surrounding claims of property damage ranging from storm loss to total losses as a result of a fire. Our experience with the daily activities and requirements during the adjustment of a claim of loss allows us to work with our clients in moving forward toward resolution of a claim, or to identify all potential defenses in support of a denial or avoidance of coverage.
Our attorneys are highly experienced in working with our clients in the investigation of suspicious claims, which has served to allow our clients to effectively uncover fraud or material misrepresentations. As part of our Property services to carriers, our Property attorneys regularly handle Civil Remedy Notices of Insurer Violation & Consumer Complaints filed with the Department of Financial Services; Coverage Opinions; Breach of Contract Actions; Declaratory Judgment Actions; Bad Faith & Unfair Claims Handling Practices; Litigation Avoidance Practices.
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Property Practice Team
With a Juris Doctor (J.D.) degree from St. Thomas University School of Law, Rachelle has honed her skills through years of experience as a Junior Associate Attorney. She has demonstrated a keen ability to navigate complex legal matters with precision and insight, earning the trust and respect of clients and colleagues alike.
Rachelle is deeply committed to upholding the highest standards of professionalism and integrity in every aspect of her practice. She prioritizes clear communication, thorough research, and strategic advocacy to ensure that each case receives personalized, effective representation tailored to its unique needs.
As a valued member of the Lydecker team, Rachelle is poised to continue her tradition of excellence, delivering unparalleled legal counsel and unwavering support to clients across the nation.
Associate
Katrina Carrillo is an Associate at Lydecker handling Florida civil litigation matters. Ms. Carrillo has extensive experience in the defense of civil disputes. She maintains a varied practice in insurance defense and commercial litigation, including general bodily injury and casualty, and professional malpractice.
Prior to joining Lydecker, Ms. Carrillo was an Associate at a prominent Florida defense firm where she gained significant litigation experience representing numerous insurance carriers in First Party Property matters throughout Florida. While earning her Juris Doctorate, Ms. Carrillo clerked with the Honorable Judge Peter Lopez and also worked as a law clerk with boutique law firms in the Miami area who focused on insurance litigation at both the State and Federal levels.
Associate
Matthew Cassman is Of Counsel in the firm’s Jacksonville office. Mr. Cassman’s practice involves all aspects of general litigation. Mr. Cassman graduated from Florida Coastal School of Law in May of 2015. While attending law school, Mr. Cassman was on the Moot Court team and earned Pro Bono Honors for volunteering more than 125 hours during his time in law school. Additionally, Mr. Cassman was in the inaugural “Fast Track” program, where he earned his Juris Doctorate degree in two years. Upon graduating, Mr. Cassman spent time working on first and third party property insurance claims, as well as personal injury matters.
Of Counsel
Ms. Centrone was born and raised in Greenville, South Carolina. She attended Columbia College on their Presidential and Leadership scholarships and was a member of the Honors Program, Student Advisory Committee, and Alpha Lambda Delta National Honor Society. Erin completed her undergraduate studies at the University of South Florida where she was a founding member of the Mock Trial Association and active in Pre-Law Society. Erin is a cum laude graduate of Stetson University College of Law where she earned numerous Honor Roll distinctions as well as four book awards.
Ms. Centrone is a seasoned civil litigator with experience defending clients through agency investigations as well as litigation in administrative, state, and federal courts in Florida. Her practice includes representation in diverse first- and third-party claims, including personal injury, premises liability, professional malpractice, D&O, bad faith actions, labor & employment matters, whistleblower, complex litigation, catastrophic claims, and SIU/fraud matters.
Ms. Centrone has been recognized as The Best Lawyers in America: Ones to Watch in each of its first three years, each year in three distinct areas of practice. She received the Ones to Watch designation for Labor and Employment, Personal Injury Litigation – Defendants, and Professional Malpractice for 2021, 2022, and 2023. Most recently, Ms. Centrone was named among The Best Lawyers in America for Personal Injury Litigation – 2024.
Of Counsel
Mr. Darmanin is Of Counsel based in Lydecker’s Miami office. Mr. Darmanin’s practice primarily includes first- and third-party property claims, including bad faith litigation, and spans across various types of property claims. Within his practice he is responsible for handling matters throughout the entire claims process beginning pre-suit and extending all the way through trial. Mr. Darmanin has experience handling hundreds of cases within his practice, which includes casework for high exposure commercial losses. Mr. Darmanin has extensive experience litigating cases in both State and Federal court within his current practice as well as prior litigation practices.
Of Counsel
Mrs. Diverio is a shareholding partner at Lydecker’s Miami office and is the chair of the property practice group. She is a trial and appellate attorney for first and third party property lawsuits. She handles bad faith claims, fraud investigations, and all types of property damage claims.
Mrs. Diverio litigates insurance disputes involving high exposure commercial and personal lines in both State and Federal court. Mrs. Diverio’s practice group handles claims from pre-suit investigations through trials, and appeals.
Partner
Jacqueline Figueroa is a partner in our Miami office. Since 2010, Ms. Figueroa has focused her practice on insurance coverage matters, counseling and representing clients as to insurance coverage determinations and when necessary litigation. Ms. Figueroa has represented national and local insurance carriers in state courts. She assists clients in the investigation of claims involving primarily property claims, provides coverage opinions, and litigates coverage disputes.
Before joining the firm, Ms. Figueroa represented insurance carriers involving first party homeowners insurance claims. Prior to working in Florida, Ms. Figueroa practiced at a New York City firm specializing in litigating personal injury protection matters on behalf of insurance carriers. She has experience assisting carriers in coverage matters including pre-suit fraud investigations, conducting examinations under oath, and providing coverage evaluations of complex insurance claims. She has litigated and defended cases brought against insurers in courts throughout the State of Florida and New York. Prior to entering the legal field, Ms. Figueroa worked as an investment banker in the venture capital division of a highly recognized international financial firm.
Ms. Figueroa served as the Editor-in-Chief of the Florida State University Business Review and as an Article and Notes editor on the Journal of Land Use and Environmental Law. She was also presented with a Book Award in legal research and writing during law school. Ms. Figueroa was appointed as a legal clerk with the U.S. Securities and Exchange Commission’s Enforcement Division. She is also fluent in Mandarin and conversational Japanese.
Partner
Andrea M. Franklin is a 2009 graduate of Florida International University, where she received a Bachelor of Science degree in Journalism and Mass Communication with a minor in political science. Andrea received her Juris Doctor from Florida International University College of Law in 2013. She has been a member of the Florida Bar since 2013, the U.S. District Court for the Southern District of Florida since 2014 and the U.S. District Court for the Middle District of Florida since 2020.
Andrea has practiced law as an insurance defense attorney for ten years—specializing in first-party property litigation for over eight years. Prior to entering the field of insurance litigation, Andrea interned as a judicial clerk for the Honorable Chief Judge Nushin Sayfie in Miami-Dade County. She worked as a legal intern representing indigent minors in family court and immigration proceedings. She was the research assistant to Professor HT Smith, the Director and Founder of the Trial Advocacy Program at FIU’s College of Law.
Andrea was also a member and editor for FIU Law Review. She was a staff member of a U.S. senatorial campaign in 2010. She was a speaker at the 2010 Southeastern Writing Center Association Conference where she presented her theory and method of teaching writing organization to second-language college students. She was first published during her second year of law school in a two-part series on the intricacies of discovery in complex international litigation. She was subsequently published in FIU’s Law Review for her extensive research on the legality of red-light-camera programs.
In 2017, Andrea founded a non-profit organization focusing on recreational therapy for United States servicemen and women. Overseas Fishing, Inc. was a 501(c)(3) organization fighting fishing lines, not enemy lines as a way to thank our troops for their service and to allow them the opportunity to assimilate back into civilian society after coming back from combat. She organized fishing tournaments, acquired donors and sponsors, managed the organization’s corporate structure and directed community outreach through marketing and event planning.
Of Counsel
Carlota Gonzalez is originally from Spain where she received her Law degree from University of Barcelona in June 2021. While studying at University of Barcelona she was selected and granted a full scholarship to participate in the Dual Degree Law Program between University of Barcelona and Nova Southeastern University Shepard Broad College of Law, where she went to earn her Juris Doctor degree.
In May 2023 she graduated from Nova Southeastern University cum laude and earned Dean’s List honors for all semesters. Carlota has now passed the Florida Bar Exam. Carlota served as a Junior Associate of the ILSA Journal of International & Comparative Law and was selected to publish her article for the 29 Volume Bilingual Edition.
In addition, Carlota was a member of the Nova Law Moot Court Honor Society and a competitor in the Philip C. Jessup International Law Competition. While enrolled in law school, Carlota was a Research Assistant for Associate Dean Vicenç Feliu.
Associate
Ms. Camara Garcia is Of Counsel in the Lydecker Miami office. Ms. Camara Garcia is currently based in London. She counsels insurers on insurance coverage, claim adjustment, and contract interpretation on first-party property homeowners and commercial losses, bad faith litigation, fire/theft/fraud investigation, and windstorm coverage. In addition to handling matters of insurance coverage, Ms. Camara Garcia undertakes appellate work concerning first-party property and bad faith litigation.
Of Counsel
Mr. Garcia is an associate attorney at the firm’s Tampa Office. While earning his Juris Doctorate, Mr. Garcia served as a law clerk for the Eleventh Judicial Circuit, where he assisted several judges in civil matters. Mr. Garcia also represented indigent clients as part of his law school’s Youth Defense Clinic. Prior to joining Lydecker, Mr. Garcia practiced in the areas of PIP, auto negligence, landlord-tenant, and public records violations at a Plaintiff’s firm. Mr. Garcia now practices a range of topics in civil defense.
Of Counsel
Mr. Gruber is a partner at Lydecker’s Miami office. Mr. Gruber’s practice spans first- and third-party property claims, including bad faith litigation, fire/theft/fraud investigation, and windstorm coverage and defense. Mr. Gruber litigates insurance disputes involving high exposure commercial and homeowner losses and bad faith issues in both State and Federal court. His practice includes all aspects of pre-suit, appraisal, trial, and appellate litigation. Mr. Gruber has successfully handled hundreds of lawsuits with various degrees of exposure.
Mr. Gruber received his Bachelor of Science in Business Management from Florida State University and his Juris Doctor from the University of Florida. While in law school, Mr. Gruber was an executive member of the University of Florida Trial Team and chaired multiple criminal trials as a Certified Legal Intern for the Office of the Public Defender for the 8th Judicial Circuit.
Partner
Christopher Lutzel is an associate at the firm’s Miami office. Mr. Lutzel concentrates his practice in Commercial and Homeowner’s First-Party Disputes, with an emphasis on Property Practice, Insurance Coverage and Extra-Contractual Litigation. Mr. Lutzel graduated from the FIU College of Law. While in Law School, Mr. Lutzel was president of the Real Property, Probate, and Trust Law Society.
Associate
Mr. Masson is an experienced civil litigator with a history of success in handling a broad array of complex and high exposure civil matters for individuals, insurers, and other business entities. Mr. Masson prides himself on being an out of the box thinker that is dedicated to meeting his client’s specific needs, providing them with superb legal representation, and obtaining very favorable results.
Of Counsel
Nieves is Of Counsel at the firm’s Miami office where her primary practice is property insurance litigation. Nieves has years of litigation experience representing insurance carriers in first party property and bad faith claims.
Nieves earned her Juris Doctor and Business Law Certificate from Florida State University College of Law. Here she participated in the FSU Business Law Clinic, the Entrepreneurship Bootcamp for Veterans with Disabilities, and held leadership positions as President of the Aviation & Space Law Society and Vice President of the Women’s Law Symposium. Nieves earned her Bachelor’s degree in Political Science with a Minor in International Studies from Keene State College in New Hampshire.
Nieves has a wide range of experience across various practices of law. While in law school, Nieves held a legal internship at Sikorsky Aircraft Corporation, a Lockheed Martin Company, in Stratford, Connecticut. Nieves later went on to work in family and marital law, and during a summer program externed at Domi Station, a non-profit startup incubator and coworking space. During her last year of law school, Nieves clerked at Buchanan, Ingersoll & Rooney, PC, where she worked in land use, procurement, securities, governmental, and regulatory matters.
Following law school, Nieves served in the General Counsel’s Office at the Florida Public Service Commission where she focused on economic regulation, compliance, utility certification, territorial disputes, and hurricane recovery efforts. Nieves has experience representing plaintiffs in administrative law and products liability matters, as well as defending national insurance companies in property insurance disputes, auto negligence, and premises liability.
Nieves spends her spare time traveling, staying active, and cheering on FSU. Go Noles! Nieves is admitted to practice law in all Florida state courts and in the United States District Court for the Northern and Middle Districts of Florida. She is a member of the Young Lawyers Division and the Florida Association for Women Lawyers.
Of Counsel
Mr. Sanchez Parraga is a partner at Lydecker’s Miami and New York offices. He counsels insurers on insurance coverage, claim adjustment, and contract interpretation on first-party property homeowners and commercial losses, bad faith litigation, fire/theft/fraud investigation, and windstorm coverage. In addition to handling matters of insurance coverage, Mr. Sanchez Parraga frequently represents insurers in trial and appellate courts in first-party property and bad faith litigation. He is also a frequent lecturer on seminars regarding first-party property claims and litigation topics.
Of Counsel
Lee Patten is the Co-Chair of the Firm’s National Catastrophic Injury and Loss Defense Department. Mr. Patten has extensive trial court experience in complex litigation, and has defended numerous cases involving wrongful death, paralysis, amputation, traumatic brain injury, sexual assault, and other serious injuries throughout New York, New Jersey, and Florida. These claims and large loss exposures arise from a variety of liability scenarios, including premises liability, medical/healthcare/nursing home liability, school/early education/day care liability, construction site accidents (including New York labor law claims), road construction accidents, commercial trucking and car accidents, negligent security, and products liability, among others. Mr. Patten brings to bear his extensive experience in each of these specific industries to obtain excellent results for his clients.
Mr. Patten maintains a progress-oriented practice, whether pre-suit or in litigation, Mr. Patten works closely with his client to advance the case with every court filing, correspondence, email, and phone conference. Every action is designed to move the case forward toward trial or resolution.
Mr. Patten has taken countless depositions, including deposition of subject matter experts, liability experts, and damages experts. He has attended countless hearings, including important summary judgment hearings, as well as multi-day arbitrations and multi-day framed issue evidentiary hearings.
Mr. Patten has tried cases before many trial courts throughout the state of Florida, New York, and New Jersey, and has obtained many favorable settlement outcomes at the eleventh hour due to detailed trial preparations, including motions in limine and Daubert challenges to opposing experts.
Mr. Patten has also served as monitoring counsel and converted to lead trial counsel in numerous cases involving large losses or multiple layers of insurance. He is successfully able to parachute into potential “problem” or “high risk” cases, and laser in on key areas to prepare liability and damages defenses quickly and efficiently.
Before joining the firm, Mr. Patten was a prosecutor at the Miami-Dade State Attorney’s office, as well as a prosecutor for the Department of Children and Families. It was there that Mr. Patten started his trial career and was able to transfer those skills to civil litigation. In Law School, Mr. Patten served as Editor-in-Chief of the Law Review and won several awards for both Mock Trial and Moot Court competitions.
Partner
Ms. Robles is an Associate at Lydecker, where her focus is on Florida civil litigation. She maintains a varied practice in insurance defense and commercial litigation, including general bodily injury and casualty, and first-party property, as well as professional malpractice.
Before joining Lydecker, Ms. Robles was an Associate at Cole, Scott & Kissane in their First-party Property Group, representing carriers throughout South Florida and gaining extensive litigation experience.
Associate
Natalie Rodriguez is a South Florida native and a member of the Florida Bar. She grew up in the world of Insurance litigation as her family owns and operates several companies that cover Adjusting, Appraisal, and Umpire Services. She brings a deep understanding of the claims process as a licensed Independent Adjuster in the State of Florida. Natalie has also worked in the Plaintiffs side of insurance litigation and has a comprehensive understanding of both sides.
Natalie graduated from Florida State University with a Bachelor of Arts in Humanities. At Florida State, she was heavily involved in community outreach and fundraising for the American Cancer Society. Natalie furthered her education at Ave Maria School of Law here in Naples, Florida. She graduated with multiple honors including the Deans Professionalism Award and was recognized for her extensive Pro Bono work. She was honored with the St. Catherine of Alexandria Award for oral advocacy. Natalie also obtained a Certification in Negotiation Mastery from Harvard Business School.
Natalie was also a legislative intern for the Florida Senate where she was instrumental in fighting for the rights of Veterans and Firefighters. She was a part of the trial prep team for the influential William Most Civil Rights Firm in Louisiana who is known worldwide as a champion of Civil Rights. She also worked as a translator and drafted multiple legal documents for non profit groups in support of Womens rights in South America. Natalie is bilingual and lives in Miami with her fiancé and two adopted kittens.
Associate
Ms. Shraiteh is an Associate in the firm’s West Palm Beach Office.
Ms. Shraiteh earned her Juris Doctorate from the University of Miami School of Law. Prior to joining Lydecker, Ms. Shraiteh was an Assistant Public Defender at the Office of the Public Defender for the 15th Judicial Circuit, representing hundreds of individuals in misdemeanor and felony court from arraignment to trial.
Associate
James Spratt is Of Counsel in the firm’s Los Angeles office and practices in all courts in California. His primary areas of practice include complex commercial litigation, tort practice in products liability, real property and construction defect.
Mr. Spratt earned his Juris Doctor Certificate from University of La Verne and his Bachelor’s degree in History from University of California, Santa Barbara. While in law school, Mr. Spratt has held numerous legal internships, including Office of Legislative Affairs for the U.S. Department of Justice in Washington, D.C.
In Mr. Spratt’s practice, he has held various partner positions with national law firms and has worked for national insurance companies, as staff counsel. He has worked defending national insurance companies in professional negligence, commercial trucking negligence, premises liability and habitability claims.
Mr. Spratt is active in conservation efforts of Santa Monica Mountains Restoration Trust and enjoys snow skiing and swimming in his spare time. He also enjoys spending time with his family and his German Shepard dog. Mr. Spratt is also a member of the Los Angeles County Bar Association.
Of Counsel
Born and raised in Florida, Tyra Striker completed her undergraduate studies at the University of Florida in 2020, followed by graduating with Cum Laude honors from FAMU College of Law in 2023. In her previous legal role, Tyra navigated various aspects of Intellectual Property and Entertainment Law, specializing in Trademark and Copyright matters, as well as contract drafting.
Associate
Ronald (Ronn) S. Whitaker is a partner in the firm’s Los Angeles office and brings a wealth of litigation experience in the both the public and private sectors. He has represented corporate clients, public entities and private individuals in all phases of litigation in both State and Federal Courts with an emphasis in the defense of product liability, class action, personal injury, civil rights, professional liability, and premises liability cases. He also has extensive experience in employment litigation, including being admitted in pro hac vice in the State of Arizona to successfully defend a large national corporation against claims of wrongful discrimination and racial discrimination. Prior to joining Lydecker, Ronn had a lengthy career in defending high exposure claims on behalf of both corporate and governmental clients, including a number of high-profile parties in high stakes litigation. He has represented multinational corporations, and has a deep understanding of the complexities in defending large corporate entities and institutions, including providing legal and strategic advice which contemplates the impact of large scale litigation and claims on the client’s competing needs.
As a trial attorney for Lydecker’s Environmental Mass Tort, Product Liability Department and General Liability Department, Ronn has tried in excess of sixty (60) jury trials as lead trial counsel with an outstanding record of success. At Lydecker, his primary focus is utilizing his extensive experience and unique background to vigorously defend global manufacturers, distributors, suppliers, and other business owners from the inception of a claim through trial, as well as in spearheading new and emerging litigation in the mass and toxic tort arena.
Ronn completed his undergraduate studies at UCLA, and then obtained his law degree from the UCLA School of Law, where he was selected as a Distinguish Advocate in the Moot Court Honors Program.
Partner
